Open a Corporate Bank Account in Poland — Bank Introduction
Corporate Bank Account Opening in Poland
Open bank account in Poland — corporate bank account opening assistance for foreign-owned Polish companies. Most Polish banks require the company director to attend a branch in person to open bank account in Poland. We accompany you to Polish bank branches, handle translation, and recommend banks with English-language online banking suitable for foreign-director companies.
With the assistance of Poland Zalewski Consulting you can open a business bank account for both a company registered in the territory of Poland and in other jurisdictions, not only European. Having a corporate bank account and good cooperation with banks are one of the more important aspects of doing business. A very important issue is also the fact that the assets deposited in the bank accounts are safe and that the bank is located in a country with stable political and economic situation. It is also essential to select an appropriate corporate bank account in terms of the conducted business activity.
Corporate and Business Bank Accounts
In majority of the banks we cooperate with we can arrange remote procedure of business bank account opening. Please contact for more information.
Poland Zalewski Consulting cooperates with most of the banks operating in the territory of Poland. In a large number of banks, it is possible to open multi-currency accounts for foreign companies. We also cooperate with numerous banks whose seats are in other countries (including offshore banks).
Our consultants will give you advice on what bank to choose so that the offered services and products meet the company’s expectations and are suited to the nature of the conducted business operations.
Both in Polish and foreign banks it is possible to maintain multi-currency accounts in the major currencies, such as USD, EUR, GBP, CHF, and other. All banks have online banking, majority of them in English. A large number of banks also have foreign exchange platforms with the possibility to negotiate exchange rates, which is very important in the case of companies doing international business.
We assist in opening business bank accounts both for Polish and foreign companies, including typical offshore jurisdictions, such as Hong Kong, Seychelles, Belize, BVI, etc. We offer comprehensive services, we have direct contacts with bank managers, we will negotiate the best conditions, set up an appointment, help you fill out bank forms, prepare sworn translations of documents as well as apostille/legalisation.
We have great experience in cooperating with banks therefore we will prepare proper application to maximize your chances to get approved by the bank as a client.
Poland Zalewski Consulting cooperates with most of the leading banks in the territory of Poland. We also cooperate with banks located in the territory of Switzerland, Lichtenstein, Luxemburg, St. Vincent, Mauritius, Hungary, Georgia, and other countries. Many of the banks we work with offers the possibility of remote bank account opening, without the need to visit the country, which is a very convenient variant allowing you to save time and money.
We provide the services of opening all types of bank accounts:
Business bank account
Business bank accounts are the ones maintained by the banks in the name of a the business. Any type of company cannot exists without bank accounts. Business bank accounts can be maintained by the banks for various types of entities: limited companies, partnerships or sole proprietorships.
Corporate bank account
Corporate bank accounts are opened for limited companies or public limited companies. Those type of accounts have more requirements and opening process is more formalized. However they can handle biggest turnover that regular business bank accounts.
Offshore bank account
Offshore bank accounts are those run by the banks which are located outside the jurisdiction where the company (account holder) is based in. Such expression is also used to describe personal or business bank accounts maintained by the banks located in tax heaven countries.
Personal bank account
Personal bank accounts are maintained by the banks for individuals. Many businessmen have their personal bank accounts in many banks around the world as this is the way to diversify risk. Personal assets are more secure when deposited in many different banks around the world. It is essential for financial security to allocate ones funds in appropriate banks to avoid unnecessary risk and also get best deposit interests rates.
We encourage you to contact us to get more information.
Frequently Asked Questions
Can a foreigner open a corporate bank account in Poland?
Yes. Foreign entrepreneurs and companies can open corporate bank accounts in Poland. Requirements vary by bank but typically include company registration documents (KRS extract), articles of association, identification documents of directors/shareholders, and proof of business activity.
Is it possible to open a Polish bank account remotely?
Some Polish banks offer remote account opening for corporate clients, though most require at least one in-person visit or a Power of Attorney arrangement. Zalewski Consulting can facilitate remote openings through our banking relationships and represent you via POA.
How long does corporate bank account opening take in Poland?
Typical timeline is 2-4 weeks from submission of complete documentation. Some banks can open accounts within 5-7 business days for straightforward cases. Enhanced due diligence for non-EU beneficial owners may extend the process.
Which Polish banks are best for foreign-owned companies?
Major banks experienced with foreign clients include mBank, ING Bank Śląski, Bank Millennium, PKO BP, and Santander Poland. The best choice depends on your needs — multicurrency accounts, international transfers, online banking language, and industry sector.
Content prepared by the Zalewski Consulting banking services team. Reviewed for accuracy as of 2026.
Who Needs Bank Account Opening Assistance in Poland?
Most foreign-owned Polish companies encounter a practical problem on the day of company registration: their Polish bank wants the director to appear in person at a branch, the director does not speak Polish, the bank’s online systems default to Polish, and the onboarding form expects documents that foreign directors often do not have in the right format.
Our bank account opening assistance is designed for this. We accompany you — physically, to the bank branch — for each account opening. We handle translation, we know which banks accept foreign-director companies, and we know which banks have English-language online banking (which matters because you will use that app for years).
Polish Banks We Work With
- mBank — strong English-language online banking, widely used by foreign-owned entities
- ING Bank Śląski — international-friendly, good digital platform
- Santander Bank Polska — international bank group, multi-currency accounts
- BNP Paribas Bank Polska
- Pekao Bank — one of the largest Polish banks
- PKO Bank Polski — largest Polish bank, strong domestic coverage
- Alior Bank
- Citi Handlowy — particularly for corporate and multinational clients
- Others — smaller banks, specialist B2B banks, foreign bank branches
Our advice on which banks suit which clients is based on current operational knowledge — what foreign-director onboarding actually looks like in 2026, which banks have raised documentation requirements, which still support remote onboarding via our introducer status.
Who We Help
- Newly formed Polish companies — included in our company formation service
- Ready-made shelf company buyers — included in our shelf company service
- Existing Polish companies with new foreign directors — as a separate service
- Individuals (in limited cases) — for personal Polish bank accounts linked to Polish residence or property
What We Include
- Pre-screening — we recommend which banks suit your company’s activity and your director profile
- Document preparation — translation, notarisation guidance, formatting
- Branch accompaniment — for as many banks as you wish to visit during your Warsaw stay
- Post-opening support — activation, online banking setup, card issuance, wire-transfer testing
- Alternative: Revolut Business or equivalent international payment account setup (no extra charge) for clients who cannot or do not want to travel
Remote Bank Account Opening
A small number of Polish banks allow remote corporate onboarding for clients introduced by our firm. This is available as a separate paid service, not included in standard assistance. Remote onboarding success depends on bank-specific policies, your director’s documentation, and the company’s intended activity. Not all industries or nationalities are accepted remotely. We assess feasibility during scoping.
Frequently Asked Questions
Can I open a Polish bank account remotely?
A small number of Polish banks accept remote corporate onboarding via introducer relationships (like ours). This is not the default path — most Polish banks require in-person onboarding for foreign-director companies. Feasibility depends on the specific bank, activity type, and director nationality/documentation.
Is a Revolut Business account enough?
For some use cases, yes — particularly if your Polish company’s activity is primarily international and you do not need to deal with Polish counterparties or make Polish-domestic payments. For most active Polish companies (Polish payroll, ZUS social security payments, Polish tax settlements, Polish B2B counterparties), a Polish local bank account is needed eventually. Revolut is a good initial solution, not a long-term replacement.
Which Polish bank is best for a foreign-director company?
mBank and ING Bank Śląski currently offer the best combination of foreign-director-friendly onboarding and strong English-language online banking. Recommendations are tailored per case based on your activity, intended operations, and director profile.
How long does it take to open a corporate bank account in Poland?
In-person opening: typically same day for the initial appointment, 2–5 business days for activation. Remote opening (where available): 1–3 weeks depending on the bank’s due diligence. High-risk activities or complex ownership structures take longer.
Is bank account opening included in company formation?
Yes. Our company formation and shelf company services include in-person bank account opening assistance at as many Polish banks as you wish to visit during your Warsaw stay, at no additional cost.
Need assistance opening a Polish bank account? Contact us.
