Buy, Sell, or Acquire Licensed Electronic Money Institutions (EMIs)

At Zalewski Consulting, we provide comprehensive M&A services for Electronic Money Institutions (EMIs), helping businesses and investors navigate the complexities of buying, selling, or acquiring fully licensed EMIs. As a cornerstone of the fintech industry, EMIs play a critical role in the global move toward digital payments. Whether you want to buy a licensed EMI or sell your Electronic Money Institution, our team ensures a seamless, compliant, and profitable transaction.

What Are Electronic Money Institutions (EMIs)?

Electronic Money Institutions, regulated under PSD2 in the European Union, are financial entities authorized to issue and manage electronic money. These institutions facilitate secure digital transactions, manage prepaid accounts, and offer innovative payment solutions. EMIs are essential for businesses looking to operate in the digital payments ecosystem, providing services such as:

• Issuing electronic money and managing digital wallets.
• Processing secure and compliant online payments.
• Providing prepaid card services for businesses and individuals.
• Enabling seamless cross-border remittance services.

Licensed EMIs offer a strategic advantage by granting access to regulated financial markets across the European Economic Area (EEA) with passporting rights.

Why Invest in or Sell an EMI?

The demand for EMIs continues to rise as businesses and consumers increasingly rely on cashless transactions and innovative digital payment solutions. Here’s why EMIs are a valuable asset:

For Buyers:

• Regulated Market Access: Operate in the EEA and leverage passporting rights to expand services across borders.
• Revenue Opportunities: Generate income from electronic money issuance, payment processing, and value-added services.
• Brand Credibility: Gain trust by operating under a regulated framework with compliance assurance.
• Future Growth Potential: Position your business in the fast-growing fintech and digital payments sector.

For Sellers:

• High Market Demand: Leverage increasing buyer interest to secure a favorable sale price for your EMI.
• Unlock Business Value: Realize the full potential of your EMI’s market position and operational success.
• Strategic Exit: Divest from the EMI business to focus on other ventures or strategic goals.
• Seamless Transition: Benefit from our expertise in managing regulatory and operational aspects during ownership transfer.

For Buyers

If you’re looking to buy a licensed EMI, Zalewski Consulting offers unmatched expertise and access to fully compliant businesses in key jurisdictions. Our services include:

• Extensive Listings: Access a curated portfolio of ready-made EMIs with operational infrastructure and full regulatory compliance.
• Due Diligence: Conduct thorough assessments of financial health, regulatory adherence, and operational capabilities to ensure a secure acquisition.
• Regulatory Support: Navigate PSD2 licensing requirements and ensure all compliance obligations are met post-acquisition.
• Strategic Matchmaking: Find EMIs aligned with your long-term goals, whether for market entry or expansion.
• Negotiation and Deal Structuring: Receive expert assistance to secure favorable terms and a seamless transaction process.

For Sellers

Selling your Electronic Money Institution can be a strategic decision to capitalize on market demand. Zalewski Consulting provides comprehensive support to help you maximize value and ensure a smooth transaction. Our services include:

• Business Valuation: Accurate evaluation of your EMI’s market value, factoring in regulatory standing and operational performance.
• Targeted Buyer Outreach: Leverage our extensive network to connect with qualified buyers actively seeking licensed EMIs.
• Regulatory Transition: Full support in managing license transfers and meeting all regulatory requirements during the sale.
• Confidential Process: Ensure that your sale is handled discreetly and professionally, safeguarding your business reputation.
• Negotiation and Closing: Expert guidance to secure the best possible terms and finalize the transaction efficiently.

Why Choose Zalewski Consulting?

• Specialized Expertise: Decades of experience in the fintech and payments sectors, with a focus on regulated businesses.
• Regulatory Knowledge: Comprehensive understanding of PSD2 compliance and licensing requirements across the EEA.
• Customized Solutions: Tailored M&A strategies designed to meet the unique needs of both buyers and sellers.
• Extensive Network: Access to a global network of qualified buyers, sellers, and regulatory authorities.
• End-to-End Support: From initial consultation to post-transaction guidance, we handle every aspect of the process.

Call us now

Looking to buy, sell, or acquire a licensed Electronic Money Institution (EMI)? Partner with Zalewski Consulting for expert M&A services tailored to your needs. Our team ensures a smooth and efficient process, empowering you to achieve your business goals with confidence.

Contact us today to explore opportunities in the fintech industry and make your M&A objectives a reality.