Stable Rankings in Six-Month Bank Deposit Rates: Nest Bank Leads with 7.10%

In the latest rankings for six-month bank deposits, stability prevails with the top position remaining unchanged. Nest Bank’s Nest Lokata Witaj continues to offer the highest annual interest rate of 7.10%, maintaining its lead from the previous month. To qualify for this rate, customers must open a new account, have a minimum salary deposit of PLN 2,000, and conduct at least three transactions each month, including transfers, card payments, or Blik payments. Additionally, marketing consents are required, and the maximum deposit allowed is PLN 25,000.

Volkswagen Bank GmbH Branch in Poland holds the second spot with its Welcome Deposit, offering an annual interest rate of 7%. This rate applies to new customers who open a personal account and meet specific criteria: a minimum balance of PLN 5,000 must be maintained for at least one promotional period, and at least three card transactions totaling PLN 1,000 are required each month. This offer is valid for up to six months, with a maximum deposit limit of PLN 200,000.

Raiffeisen Digital Bank’s Lokata dla Ciebie remains in third place, unchanged from last month despite a previous interest rate hike from 6.10% to 6.50%. The deposit continues to require only a personal account with the bank, and the maximum deposit allowed is a substantial PLN 1 million.

Toyota Bank’s Lokata Plus, previously ranked fourth, has seen a reduction in interest rate from 6.30% to 6.10%, maintaining its position in the ranking. Meanwhile, BFF Banking Group’s Promocyjna Lokata Facto holds steady at fifth place, offering a 5.50% interest rate.

Overall, while the top offers have remained consistent, some banks have adjusted their rates, reflecting a dynamic but stable deposit market.