Monthly Bank Deposits: Top Offers with Up to 7% Interest

Bankier has recently evaluated the current market for monthly bank deposits, compiling a ranking based on interest rates. The results reveal that customers can earn up to 7% annually, though certain conditions must be met to access these top rates.

Leading the ranking is the NOWY deposit 1M WYSOKI PERCENT offered by Bank Nowy, which boasts an impressive 7% interest rate per annum. This offer is exclusively available to new customers who have previously opened a deposit account with the bank. However, the maximum amount that can be deposited is capped at PLN 10,000.

Following closely is the Birthday Deposit from Bank Millennium, offering an interest rate of 5.50% per annum. This unique offer is available only to account holders and can be utilized within 30 days of the client’s birthday. Customers can deposit up to PLN 25,000 under this scheme.

Securing third place is Lokata Plus from Volkswagen Bank GmbH’s branch in Poland, with a 5% annual interest rate. This deposit is accessible to account holders, and notably, there is no upper limit on the deposit amount. Another significant advantage is that funds deposited in this bank are safeguarded by the German deposit guarantee system.

Just outside the top three, with interest rates below 5%, is Toyota Bank’s Lokata Plus, offering 4.90% per annum. In fifth place is Lokata Facto from BFF Banking Group, providing a 4.75% interest rate. Both of these offers are aimed at existing account holders. Lokata Facto, however, allows for a significantly higher deposit limit of PLN 12,000,000, while Toyota Bank’s Lokata Plus has a cap of PLN 40,000.

These rankings highlight the options available for those looking to maximize their savings through monthly bank deposits, with interest rates and deposit limits catering to different financial needs and strategies.