Buy, Sell, or Acquire Licensed Small Payment Institutions (SPIs)

At Zalewski Consulting, we specialize in helping businesses and investors navigate the complexities of buying, selling, or acquiring Small Payment Institutions (SPIs). With tailored solutions, expert guidance, and in-depth knowledge of the payments industry, we ensure that every transaction is seamless, compliant, and aligned with your business objectives. Whether you are looking to buy a licensed SPI or sell your Small Payment Institution, our experienced team is here to support you through every step of the process.

What Are Small Payment Institutions (SPIs)?

Small Payment Institutions (SPIs) are regulated payment service providers that offer critical services such as money transfers, payment processing, and account management. Operating under less stringent regulatory requirements than larger institutions, SPIs are an excellent choice for businesses with lower transaction volumes or those seeking an entry point into the regulated payments market. SPIs provide the flexibility to operate efficiently while meeting the essential compliance standards required in the financial services industry.

Why Invest in or Sell an SPI?

SPIs are an increasingly attractive asset for businesses and investors in the payments sector. They offer strategic advantages such as:

• Lower compliance costs and streamlined regulatory obligations compared to larger institutions.
• Quick market entry for new or expanding businesses in the payments industry.
• Scalable infrastructure to support business growth as transaction volumes increase.
• High demand due to the growth of cashless transactions and e-commerce.

For Buyers

If you are looking to buy a licensed Small Payment Institution (SPI), Zalewski Consulting offers unmatched expertise and a wide network of opportunities to meet your needs. Our services for buyers include:

• Comprehensive Listings: Access to ready-made SPIs with full licensing in key jurisdictions such as Lithuania, Poland, and Malta.
• Due Diligence: Detailed assessments of operational capabilities, financial health, and compliance to ensure your acquisition is risk-free.
• Regulatory Assistance: Guidance on navigating licensing requirements and ensuring compliance with all regulatory bodies post-acquisition.
• Strategic Matchmaking: We help you find an SPI that aligns with your business goals, whether you are entering a new market or expanding your services.
• Negotiation Support: Expert assistance in structuring and closing deals that maximize your long-term value.

For Sellers

If you are considering selling your Small Payment Institution, Zalewski Consulting can help you unlock the maximum value of your business while ensuring a smooth transaction. Our services for sellers include:

• Business Valuation: Accurate evaluations of your SPI’s worth based on market trends, operational performance, and future potential.
• Targeted Marketing: We connect you with a network of qualified buyers actively seeking licensed SPIs in the payments sector.
• Regulatory Transition: Full support in managing the regulatory aspects of transferring ownership to ensure compliance with applicable laws.
• Confidential Handling: We prioritize confidentiality, ensuring that your sale process is handled discreetly and professionally.
• Transaction Support: From negotiations to closing, we provide guidance to secure favorable terms and a successful outcome.

Why Choose Zalewski Consulting?

• Specialized Expertise: Decades of experience in the payments and financial services industry.
• Regulatory Knowledge: Deep understanding of SPI licensing and compliance requirements across Europe.
• Tailored Solutions: Customized M&A strategies for both buyers and sellers.
• Global Network: Extensive connections with qualified buyers, sellers, and regulatory authorities.
• Seamless Process: End-to-end support from initial consultation to post-transaction assistance.

Call us now

Looking to buy, sell, or acquire a licensed Small Payment Institution (SPI)? Partner with Zalewski Consulting for expert M&A services tailored to your needs. Our team ensures a smooth and efficient process, so you can focus on your business goals.

Contact us today to explore opportunities in the payment services industry and achieve your M&A objectives with confidence.